(801) 214-9678 info@gardainsurance.com

Our Process

Our process for working with clients is straightforward:

Step 1: Intro Call and Analysis

First, we meet for as many meetings as it takes for us to fully understand your situation and feel confident making any recommendations.

This is both a fact-finding and education process. We’ll ask you questions to discover your assets and opportunities, as well as your liabilities and blind spots.

We’ll also educate you on what we do and the financial tools we use, and why.

Most importantly, we will help you clarify your goals so we know exactly what we’re trying to achieve.

Step 2: Present Your Options

Once we have all the information we need, we’ll put together a customized, holistic plan that includes all aspects of growing, protecting, and passing on wealth.

We will present you with your options and give you recommendations, whether that be term life, whole life, annuities, or disability insurance.

This is also a time for us to ask and answer more in-depth questions that may arise.

Step 3: Process Applications

Once we’ve finalized your plan and you’re ready to move, then we go through the insurance application process.

This includes gathering information, an underwriting interview, and, if applicable, a medical exam and or/blood test.

Step 4: Approval and Implementation

When the insurance company approves your application, they give you an approval rating, which determines your cost of coverage.

We then tailor your policy based on the approval rating. We evaluate the policy and meet with you to ensure it still meets your goals before moving forward.

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The ultra-wealthy play by a different set of rules than the rest of us. What would it mean to you and your family if you knew these rules to play by them too?

This book reveals the method used by the wealthiest individuals, families, and institutions to protect, grow, and pass on wealth for generations.

The ultra-wealthy play by a different set of rules than the rest of us. What would it mean to you and your family if you knew these rules to play by them too?

This hardcover book reveals the method used by the wealthiest individuals, families, and institutions to protect, grow, and pass on wealth for generations.